Buy vs Lease in Baltimore, MD

If you’re thinking of picking up a new car from Antwerpen Hyundai but you’re not sure whether you should finance or lease, read through the following overview! We outline the benefits of both options so you can make the decision best for your unique situation.
Buying
If you choose to buy, you can either purchase your vehicle outright or finance. Most people go for the latter since it makes a smaller dent on your wallet. It does this by allowing you to take out a loan and repay it via monthly installments! After a period of about four to seven years, you will achieve full ownership and may take one of several paths—you can trade in your model, sell it, or just keep it payment-free. Keep in mind that when you buy, you can purchase a pre-owned model or a brand-new one.
Leasing
Leasing is an agreement that lasts about two to four years, and is different from financing in several ways. This method is like borrowing, letting you temporarily take home the factory-fresh Hyundai of your choice and only pay for its depreciation. You will get to enjoy all of its technological and mechanical amenities, but will have a limited mileage amount to use. You won’t get to keep the model in your possession permanently unless you decide to purchase it for its residual value. Otherwise, you could always upgrade to new lease with a contemporary vehicle, or even walk away. Our Finance Department can discuss these various options with you during a visit to our location.
Why Trust Antwerpen Hyundai?
We understand that there are many dealerships out there that offer servicing, sales, and financing. However, many of them may have less than ideal customer service and subpar automobile selections. Thankfully, our dealership has a vast amount of new and used models from Hyundai as well as other brands that you can look through. Additionally, our friendly team is always willing to help, whether it’s with a car purchase or servicing project. We are open six days a week from Monday to Saturday, and serve clients from Catonsville, Ellicott City, Columbia, Owings Mills, Elkridge, and many more surrounding cities, so you know you can trust us.
The decision to buy vs lease in Baltimore, MD, is a big one! Contact us if you have any inquiries about either avenue at Antwerpen Hyundai. Our team would be more than happy to assist you.
Buying
Leasing
- 4-7 year contract
- Pay outright or take out an auto loan
- End of contract yields ownership
- 2-4 year contract
- Pay monthly installments based on model's depreciation
- End of contract yields various options

Sales Hours
443-383-4231
| Monday | 9:00 am - 9:00 pm |
| Tuesday | 9:00 am - 9:00 pm |
| Wednesday | 9:00 am - 9:00 pm |
| Thursday | 9:00 am - 9:00 pm |
| Friday | 9:00 am - 9:00 pm |
| Saturday | 9:00 am - 6:00 pm |
| Sunday | Closed |
Testimonials
“ Great to work with Kenneth to purchase a first Hyundai. ”
“ Erica made experience amazing. She was very friendly, professional and patience. She definitely knew her job. She knew every car I looked at from top to bottom. Most of all I love her energy. It’s top tier. I’ll refer her 1000 times if I could. Actually I referred someone to her the next day who was very pleased also ”
“ Customer service is excellent. ”
“ Just awesome ppl.fast fun and friendly ”
“ Thank you to Mr. Joel. This is my second time buying a car here, and once again they did an amazing job! They helped me get into a brand new car and made the whole process smooth and stress-free. The staff was patient, professional, and truly cared about helping me. I’m so thankful for their support and highly recommend them! ”
“ I had the best experience at Antwerpen Hyundai in Catonsville, all thanks to Da-Ja, my sales gal. She was attentive to what I was looking for, if she didn't have an answer to a question I had, she would find out for me, and she was fun. I found the perfect car and was so happy with the whole experience. Thanks also to Jamal and the team. If you are looking for a car, Da-Ja is your girl. You won't be disappointed! ”
“ Good staff and service. ”
“ Erica was amazing. She really listened to everything and helped me find the best vehicle to suit my needs. She was uber patient and answered all my questions without making me feel dumb or like an inconvenience. She proves why I’m a Hyundai loyalist, but after this experience I can’t imagine going to any other Hyundai dealership. She is a test image to this brand and this location. If you’re looking for new vehicle, please reach out to Erica, you will not regret working with her. ”
“ Great customer service felt just right . Didn’t leave hang questions , atmosphere was amazing the people were patient especially the saleswoman who helped me Erica and the financial manager Angel truly enjoyed this experience ”
“ De’ja matthews Best customer service. Help me with best price setup. Explain me very well very patient 100% satisfaction. ”
“ Ms Erica came in and helped me in my time of need and actually took her time and serviced me and my Angel 😇 to be honest she makes the male sales representative look bad bc baby moves mountains are them ”
“ Wow is all I can say… Erica was amazing from start to finish . She refused to give up until she could get me a deal. She will never know how greatful I am . If anyone needs a new car go see Ericka!! Also big Thank You & Hug to Angel she was wonderful during the financing part … you ladies Rock…. I hope Mr Jack knows how lucky he is to have you ladies on his team ”
“ Big thank you to Erica for helping me out with purchasing my new vehicle. I truly appreciate your time, patience, and support throughout the process. You made everything smooth and stress-free, and I’m beyond grateful! ”
“ Joel Williamson is the best to do it and he gets it done. He make sure looks out for you he is the greatest. He got me what I wanted and fast ”
“ Mr. Joel Williamson was a great help & polite. I am very happy with my experience at Antwerpen Hyundai in Catonsville. Thank you for your service, I would recommend to anyone!! ”
“ Sam was fantastic to work with at Antwerpen Hyundai Catonsville! He was honest, helpful, and made the entire purchasing process easy and enjoyable. I couldn’t be happier with my vehicle or the service I received. Highly recommend! ”
“ I had a great experience with this car dealer. The vehicle was shipped on time, arrived in excellent condition, and matched the description perfectly. Communication throughout the process was clear and professional. Highly recommend. ”
“ Deja was AMAZING! She greeted us at the door with a huge smile and made our car buying experience SEAMLESS. This was the best experience we’ve ever had buying a car. From start to finish, she explained everything thoroughly and did not rush us through the process. She got us set up for the free app to kill some time and offered us snacks and drinks to hold us over. TOP SERVICE! We will be recommending her to all of our family and friends. THAT IS HOW YOU DO BUSINESS! ”
“ Tyron Melvin was of GREAT help. He was patient with my deafness. He is a rare breed! ”
“ Angel and Erica will make your process seamless! Don’t walk, but run to their offices. These dynamic women in the car industry are killing it! And most importantly they are KIND & PATIENT. More women in other industries could learn from them. Thanks ladies!!! ”
“ Excellent service. Corey Daniels is a superstar and always gets it right! ”
“ Roland was an amazing salesman and helped us greatly with the purchase of our Highlander! He made the process very smooth and I’d recommend him to family and friends if they are looking for a vehicle. ”
“ Deja was great, she got me approved and set keys ”
“ (Translated by Google) undefined (Original) Deja was amazing to work with! She was incredibly kind, patient, and knowledgeable, and took the time to really understand what I was looking for. She made buying a new car an easy, enjoyable experience. I would highly recommend her! ”
“ I had an excellent experience with Erika at Antwerpen in Catonsville. She was super friendly, knowledgeable, and made the entire process quick and stress-free. Erika was easy to talk to, answered all my questions honestly, and never made me feel rushed or pressured. The service was fast, smooth, and actually enjoyable. If you’re looking for someone who truly cares and makes car buying easy, ask for Erika. Highly recommend! ”
I went to get an estimate for white paint that was
“ I went to get an estimate for white paint that was peeling on my vehicle. Work was fine but it was long winded. I had a 10:00 am appt but did not leave until 2:00 pm. ”



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“ I had a wonderful, fast, and smooth experience at Catonsville Antwerpen Hyundai. Everyone was incredibly nice, cooperative, and made the whole process stress-free. A special thank you to my amazing salesperson, Erica Wilson—she was knowledgeable, patient, and truly a pleasure to work with. I highly recommend both Erica and this dealership! ”